IRAs

Individual retirement accounts are a simple way to begin saving for retirement today. Whether you’re retiring in a few years or a few decades, PCU will help you find the right retirement savings option for you.

Minimum opening deposit of $50
High dividends
Insured by NCUA

Rates

Account Type

Dividend Rate

APY*

Notes

Loan Type

APR* as low as

Terms Up To

Notes

90-Day IRA Certificate

Dividend Rate

2.970%

APY*

3.00%

Notes

90-Day IRA Certificate

APY*

APR*

3.00%

Terms Up To

Notes

6-Month IRA Certificate

Dividend Rate

3.207%

APY*

3.25%

Notes

6-Month IRA Certificate

APY*

APR*

3.25%

Terms Up To

Notes

12-Month IRA Certificate

Dividend Rate

3.445

APY*

3.50%

Notes

12-Month IRA Certificate

APY*

APR*

3.50%

Terms Up To

Notes

24-Month IRA Certificate

Dividend Rate

2.958%

APY*

3.00%

Notes

24-Month IRA Certificate

APY*

APR*

3.00%

Terms Up To

Notes

36-Month IRA Certificate

Dividend Rate

2.714%

APY*

2.75%

Notes

36-Month IRA Certificate

APY*

APR*

2.75%

Terms Up To

Notes

48-Month IRA Certificate

Dividend Rate

2.470%

APY*

2.50%

Notes

48-Month IRA Certificate

APY*

APR*

2.50%

Terms Up To

Notes

60-Month IRA Certificate

Dividend Rate

2.225%

APY*

2.25%

Notes

60-Month IRA Certificate

APY*

APR*

2.25%

Terms Up To

Notes

Savings Goal Years Calculator

The accuracy of this calculator and its applicability to your circumstances are not guaranteed. Please discuss with a PCU professional before making product purchases or loan commitments based on the results of our website calculator.

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IRAs

Invest in your retirement today.

IRAs

Rates

Savings Goal Years Calculator

Interested in a Home Loan?

Resources

IRAs

Invest in your retirement today.

IRAs

Rates

Savings Goal Years Calculator

Interested in a Home Loan?

Resources

Loan-Related Insurance