Underside of a pier on the beach at sunset

Contact Us

Contact Info
Locations & Hours
Shared Branching & ATM Locator
Main address icon

Main Address

email icon

Email

Phone Number icon

Phone Number

Phone Banking

1-877-355-3152

Have a question?

Fill out our contact form below and a PCU representative will be in touch.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Routing Number

Important Phone Numbers

Main Phone: (850) 769-3306
iTalk: 1-877-355-3152
VISA Credit Card Question Line: 1-800-654-7728
Debit Card Disputes: 1-855-903-8403

Lost or Stolen Card?

Credit Cards: 1-800-449-7728
Check / Debit Cards: 1-800-472-3272

Shared Branching

Access to Thousands of Locations

In addition to PCU branches, our members have access to over 5,000 Shared Branching Locations. Whether you are at work, home or favorite travel destination, credit unions participating in shared branching are always nearby!

With shared branching, you can:
  • Deposit cash or checks to your Savings or Checking Accounts
  • Withdraw cash from your account
  • Cash recognized payroll checks
  • Make transfers between accounts
  • Pay your PCU Loans
At the shared branch, simply provide the following info:
  • Tell them you are a member of Panhandle Credit Union
  • Your PCU Account Number
  • Valid Government-Issued Photo Identification
The following services cannot be provided at a shared branching location:
  • Open or close accounts
  • Non-members cannot cash checks drawn on participating credit union members' accounts
  • New accounts do not have access for 60 days
Main Office

Main Office

Address

2718 MLK Jr. Blvd.
Panama City, FL 32405

Phone Number

850-769-3306

Lobby Hours

Monday - Friday: 8:30 AM - 5:00 PM

Drive Thru Hours

Monday - Friday: 8:30 AM - 5:00 PM
Saturday: 8:30 AM -12:00 PM

Beach Branch

Beach Branch

Address

301 Richard Jackson Blvd.
Panama City Beach, FL 32407

Phone Number

850-230-4319

Lobby Hours

Monday - Friday: 8:30 AM - 5:00 PM

Drive Thru Hours

Monday - Friday:  8:30 AM - 5:00 PM Saturday: 8:30 AM -12:00 PM

Eastside Branch

Eastside Branch

Address

1100 School Avenue
Panama City, FL 32401

Phone Number

850-769-2351

Lobby Hours

Monday - Friday: 8:30 AM - 5:00 PM

Drive Thru Hours

Monday - Friday: 8:30 AM - 5:00 PM
Saturday: 8:30 AM -12:00 PM

Lynn Haven Branch

Lynn Haven Branch

Address

1912 South Highway 77
Lynn Haven, FL 32444

Phone Number

850-271-1711

Lobby Hours

Monday - Friday: 8:30 AM - 5:00 PM

Drive Thru Hours

Monday - Friday: 8:30 AM - 5:00 PM
Saturday: CLOSED

Southport Branch

Southport Branch

Address

8008 Highway 77
Southport, FL 32409

Phone Number

850-271-3100

Lobby Hours

Monday - Friday: 8:30 AM - 5:00 PM

Drive Thru Hours

Monday - Friday: 8:30 AM - 5:00 PM
Saturday: 8:30 AM -12:00 PM

Highway 231 Branch

Highway 231 Branch

Address

4295 Highway 231
Panama City, FL 32404

Phone Number

850-818-0720

Lobby Hours

Monday - Friday: 8:30 AM - 5:00 PM

Drive Thru Hours

Monday - Friday 8:30 AM - 5:00 PM
Saturday: 8:30 AM -12:00 PM

Business & Mortgage Lending Center

Business & Mortgage Lending Center

Address

GREG FRITH FINANCIAL CENTER
2724 MLK Jr. Blvd.
Panama City, FL 32405

Phone Number

850-873-4994

Lobby Hours

Monday - Friday: 8:30 AM - 5:00 PM

Drive Thru Hours