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Banking made better.

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Rates as low as:
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4.95%
APR*
Auto Loans
7.69%
APR*
HELOC
9.9%
APR*
Visa Credit Cards
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ATTENTION:

Our Core Data Processing System is getting a major upgrade.

Panhandle Credit Union is committed to providing you with the most secure and efficient banking services to meet your needs. To keep pace with today’s digital services, we are upgrading our core data processing system, the software and supporting hardware that PCU uses to maintain members’ accounts and loans, process transactions, and provide services such as Online, Mobile and Phone Banking.

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When you bank with us, you invest in your community.

At Panhandle Credit Union, we believe in the power of creating community. Let us help with what you love.

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Auto Loans
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Home Loans
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Business Loans
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Personal Loans
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Auto loan options for every ride and everyone.

Finding the right auto loan to meet your needs is very easy with Panhandle Credit Union.

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Home sweet home loans.

We offer a variety of home and property loan programs to meet your needs, including first and second mortgages, home equity line of credit, and lot loans. We may also be able to help you refinance a mortgage you already have with another lender to help lower your monthly payment.

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Shop with confidence & earn rewards at the same time!

Earn rewards even faster by using your PCU Credit Card as your card on file for your Amazon and PayPal purchases, your utility bills, etc.

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Easy financial services for your business

We recognize the challenges a small business owner faces and want to help you have more time to increase your bottom line. As a member, you’re already familiar with many of our convenient services & products so count on us for all your banking with a business account.

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Loans for anything you need

Need a new refrigerator, want to book that cruise vacation, or just have some simple debt consolidation? We have loan options ready with you in mind.

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Stay Financially Fit with our Free Community Resources

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Financial Education

KOFE Time provides you and your family a wealth of content, resources and tools to improve your finances and credit.

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Fraud Prevention

Get protected by learning about the latest breaches, scams, trends and more. Plus, learn about our fraud protection program.

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FREE Credit Report

Download your free credit report today. It's fast and easy!

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